They say that when it rains, it pours. And typically I've found that to be true. Oftentimes when the really annoying sort of bad news comes, it comes in waves. Exhibit A - last week in the life of Imperfect Christine. I had to have the steering column replaced on my car, had a really rough, trying week at the office and came home from Saturday morning errands to find my garage filled with water leaking from my water heater. Suffice to say that the moments of joy were few and far between from last Monday to this Monday.
But through it all, I knew one thing. While it was an incredible inconvenience to be car-less last week and to be acutely monitoring the water situation in my garage with a rotation of a few crappy towels (thank goodness I kept my towels from college and found them in the attic!) to sop up the mess, I knew one thing - I could pay for these repairs with a little thing called the rainy day fund, aka a savings account. My parents trained me young to prepare for unplanned expenses and I'm so grateful they did.
While I don't intend to be overly preachy or charade as a goody-too shoes, I do highly recommend that everyone consider such an arrangement. Most banks offer a variety of savings account options, with many being free of service charges. Heck, you can even keep an envelope of cash between your mattress and boxspring. Knowing that you have a little financial padding can truly ease the burden of a situation wrought with angst and stress.
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